Preparing for Bankruptcy

Preparing for Bankruptcy in Orange County

Taking the Right Steps

If you are having financial problems and are considering filing for bankruptcy, consult an Orange County bankruptcy attorney from our firm. At 1st California Law, you can find out how to prepare for the bankruptcy process. We can help make sure you understand all of the pre-filing "do's and don'ts" that can affect the granting of your bankruptcy petition and discharging of debts.

Many people mistakenly make large purchases in anticipation of a bankruptcy filing. Under current bankruptcy laws, if you accumulate any new debts for luxury goods valued at more than $550 within 90 days before your filing, they cannot be discharged. Any credit card cash advances totaling $825 that take place within 70 days of filing your petition will also not be discharged. Unusual purchases can also raise questions, and should be avoided. You can even get into trouble paying back loans from friends or family if the amount exceeds $600.

It is essential to ensure that you are fully prepared for bankruptcy. The first step is knowing whether this is the right method to take and the necessary steps that can get you through to the end. Through a free case evaluation, we can help you through each step of filing for bankruptcy. Contact 1st California Law, Inc. today!

Understanding How to Plan for Bankruptcy

When filing for bankruptcy, there are definite steps that you should take as you pursue debt relief. If you are planning on filing for bankruptcy, there are also various actions you should avoid in the months leading up to your filing. It is essential to make sure that you know the benefits of bankruptcy and how it can impact you if done incorrectly.

The steps you should avoid include the following:

Open multiple credit card accounts or loans within a year of
Transfer any of your property to family or friends
Give away any property
Attempt to hide property from your creditors
Sell your property for less than it is worth
Keep a checking or savings account in an institution you are indebted to

Our firm can help you navigate the entire bankruptcy process and can do everything we can to make sure you receive the maximum benefits this legal remedy has to offer. If you are overwhelmed by debts, call us at ((714) 881-7300 for a free case evaluation.

Our firm is committed to providing you with the best service possible at affordable rates. We are available during regular business hours, as well as evenings and weekends. You can also contact us by phone, text and email, and connect with us on Facebook.

It is important to not wait until the last possible moment to begin filing for bankruptcy. We have the debt relief strategies necessary to help you through your case. Contact a Santa Ana bankruptcy attorney today!

Read Real Reviews

LET 1ST CALIFORNIA LAW INC GET YOU DEBT FREE

“Amazing law firm to work with, very knowledgeable, & very kind!”
Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.

- Evelyn V.
“Kevin made us feel at ease during a very stressful time in our lives.”
Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!

- Elizabeth C.
“Being the light at the end of this scary tunnel!”
“Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.”

- Leslie I.
“Made the entire process of filing my case approachable & much less stressful than anticipated!”
Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.

- Ashley T.
“One of the best bankruptcy attorneys to work with!”
Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.

- Melissa L.
“Awesome attorney”
I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.

- Bruce
“Great Service”
It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.

- AA
“Best lawyer”
I'm 100% satisfied with his service I highly recommend to anyone!

- Vivian