Debt Consolidation

Debt Consolidation

Bankruptcy Alternative

Debt consolidation may be an alternative to filing bankruptcy for many people. An Orange County bankruptcy lawyer can answer all your questions about debt consolidation and whether or not this can be an alternative to bankruptcy for you.

Many good and hardworking individuals use this method in these difficult financial times. This is another way to resolve your financial problems without having to file for Chapter 13 bankruptcy. Prior to taking this step, it is important to know the differences and consult with an attorney from our firm who can advise you about your best option. Debt consolidation may provide the alternative for you, depending on your debt situation and income.

Our Orange County debt consolidation attorneys can help you negotiate a plan with the individual or company you owe. Contact us today for help!

Debt consolidation allows you to make one payment toward all your debt. It can help you gain a sense of control over your debt so that you can work to put money down on your existing debts. If you have existing credit cards with high interest rates, this may be a great option for you. (Bear in mind that there are certain limitations as to which bills or debts can be consolidated, depending mostly on the age of the debt.)

The negotiations we handle are important factors that affect how much you will finally pay a creditor. Once our firm is involved, the creditor can no longer contact you. This gives you relief from the constant letters and calls.

Who will qualify for debt consolidation?

Speak with one of our Santa Ana attorneys at 1st California Law today and we can advise you on whether debt consolidation would be a good alternative to bankruptcy for you. Take advantage of our free consultations in evenings and weekends or we can come to you. We can make getting the financial relief that you desperately need simple and as painless as possible.

We are committed to offering the best available legal services at a reasonable and affordable rate. You will sleep better with the peace of mind you get from knowing that you have taken action and that your debt problem is under control.

If you find that you may be able to benefit from debt consolidation, it is important to obtain an understanding and knowledgeable attorney from our firm. Having a dedicated and caring legal representative by your side is essential to obtaining debt relief. During a free case evaluation, we can discuss whether this is your best option or whether pursuing bankruptcy will be the best course of action.

At 1^st California Law Inc., we believe that everyone deserve to have every opportunity to obtain a healthy financial future and to enjoy a debt-free form of living. We want to put our legal strategies and skills to use for you, so contact our firm today!

Read Real Reviews

LET 1ST CALIFORNIA LAW INC GET YOU DEBT FREE

“Amazing law firm to work with, very knowledgeable, & very kind!”
Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.

- Evelyn V.
“Kevin made us feel at ease during a very stressful time in our lives.”
Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!

- Elizabeth C.
“Being the light at the end of this scary tunnel!”
“Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.”

- Leslie I.
“Made the entire process of filing my case approachable & much less stressful than anticipated!”
Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.

- Ashley T.
“One of the best bankruptcy attorneys to work with!”
Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.

- Melissa L.
“Awesome attorney”
I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.

- Bruce
“Great Service”
It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.

- AA
“Best lawyer”
I'm 100% satisfied with his service I highly recommend to anyone!

- Vivian