Collections Defense

Orange County Collections Defense Attorney

Defending Against Unfair Collection Practices

Many individuals feel an obligation or fear when it comes to paying back debts that have accumulated over the years. Some collection agencies know how to exploit these feelings in order to "guilt" you into paying back a debt you cannot afford to pay. These collection agencies train their staff in the most effective techniques to get you to pay back debt.

It is very important to realize that laws do exist to protect you from unfair and dishonest treatment. If you want to defend yourself from debt collectors, you should speak to our firm today.

Understanding the Fair Debt Collection Practices Act

Collection agencies are legally obligated to follow strict guidelines when attempting to collect a debt. The Fair Debt Collection Practices Act was put in place to limit the abusive behavior that is often employed by certain collection agencies. Under this act, if a debt collector is in violation, that collector and the company they work for will face serious legal ramifications and fines. The key to strong collections defense is to have your situation fully reviewed by our office.

When you work with us, our firm will make sure of the following:

Your finances are protected
Creditors don't violate your rights
Legal action is taken when necessary

Protect your legal rights.

Need a Santa Ana bankruptcy attorney to protect you against aggressive creditors? At 1^st California Law Inc., we manage every aspect of the bankruptcy process, including creditor defense. If you are the victim of creditor abuse, we may be able to help you to file legal action against creditors and even pursue compensation for damages in some cases.

In an effort to collect what you owe, the creditor can file a lawsuit. Another defense tactic the creditor may use is wage garnishment. This involves removing funds from your wages in order to pay off debts, before you can even see any of the money. In order to protect your legal rights through these situations, talk with our Orange County bankruptcy attorney as soon as possible.

Help From an Orange County Bankruptcy Lawyer

At 1st California Law, we firmly believe that your interests come first. Your main financial priority is always to keep food on your table and a roof over your head. Together we will work to not only defend you against excessive creditor harassment but also to establish the best resolution to your financial problems.

We may be able to negotiate for you and fight back if your rights were violated. Don't wait any longer to get the counsel you need. Contact our firm today to schedule a confidential consultation.

Read Real Reviews

LET 1ST CALIFORNIA LAW INC GET YOU DEBT FREE

“Amazing law firm to work with, very knowledgeable, & very kind!”
Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.

- Evelyn V.
“Kevin made us feel at ease during a very stressful time in our lives.”
Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!

- Elizabeth C.
“Being the light at the end of this scary tunnel!”
“Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.”

- Leslie I.
“Made the entire process of filing my case approachable & much less stressful than anticipated!”
Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.

- Ashley T.
“One of the best bankruptcy attorneys to work with!”
Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.

- Melissa L.
“Awesome attorney”
I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.

- Bruce
“Great Service”
It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.

- AA
“Best lawyer”
I'm 100% satisfied with his service I highly recommend to anyone!

- Vivian