Loan Modification

Loan Modification

Are you suffering under your debt?

As foreclosures are epidemic, the government has asked all banks, holding mortgage loans, to help in this matter by being willing to modify existing loans. An Orange County bankruptcy lawyer can make getting a loan modification easy and painless. Many good people, these days, find themselves strapped for cash and in debt. A loan modification can help enormously.

A loan modification is when the terms of your existing mortgage are changed by the bank or other lender. This loan modification is usually in the form of a lower monthly payment, or reduced interest rate that results in a lower payment. By having a lower monthly payment on their house, many people can then afford to pay their other bills and avoid bankruptcy.

Do you qualify for a loan modification?

If you are struggling to make the payments on your mortgage, you may qualify for a loan modification. Those who have the best shot at getting a loan modification are those people who currently have a high interest rate and an adjustable rate mortgage. Talk to us today about getting a loan modification. We will give you a free consultation and answer all your questions and are skilled in engaging in negotiations with lenders.

At 1st California Law we are committed to getting our clients the financial relief that they desperately need. We can make getting a loan modification simple and easy. We will be there to make sure that the terms of the new agreement will be what work best for you. We can answer all of your questions we will advise you in making the best decisions.

A bank doesn't necessarily have your best interests at heart so it doesn't make sense to leave it all up to the bank - they just want to recover as much as they can, and your interests must be protected. Get someone who cares about you on your side.

Speak with a Santa Ana bankruptcy attorney from our firm today!

Read Real Reviews

LET 1ST CALIFORNIA LAW INC GET YOU DEBT FREE

"Amazing law firm to work with, very knowledgeable, & very kind!"
Amazing law firm to work with, very knowledgeable, & very kind. They made filing for bankruptcy easy. Kevin is a amazing lawyer, would definitely recommend to friends and family.

- Evelyn V.
"Kevin made us feel at ease during a very stressful time in our lives."
Kevin is the best! He made us feel at ease during a very stressful time in our lives. His upbeat personality and thorough explanations made this whole process effortless. His communication was on point and the cost for his services was absolutely reasonable. If I ever need legal service again in the future, he is my go to guy. Love him!

- Elizabeth C.
"Being the light at the end of this scary tunnel!"
Nobody ever hope to find themselves filing for bankruptcy but when I did, my first call with Kevin put me in such ease that I knew I found the right person to help me.

- Leslie I.
"Made the entire process of filing my case approachable & much less stressful than anticipated!"
Kevin was absolutely fantastic to work with. He made the entire process of filing my case approachable and much less stressful than I anticipated. He was responsive, professional, and direct throughout the entire process, and personally accompanied me at my hearing. I would highly recommend his services.

- Ashley T.
"One of the best bankruptcy attorneys to work with!"
Kevin Kunde was one of the best bankruptcy attorneys to work with. He was kind, informative, courteous and very knowledgeable. I would recommend 1st California Law and Kevin Kunde services to anyone seeking debt relief assistance. Bankruptcy can be a very scary situation and I through out the entire process I felt well guided and taken care of by 1st California Law. Thank you for everything.

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"Awesome attorney"
I recently filed for my Chapter 7 through Mr. Kevin’s law firm and I could not be happier with his services. All of my concerns and worries were eliminated when Mr. Kevin thoroughly explains the process of bankruptcy filing and court hearing. The actual court hearing is very simple and to the point, just as Mr.Kevin said. In all, i highly recommend Mr.Kevin as an attorney for anyone who is in need of financial debt relief. He is kind, transparent, and dedicated to his profession. I'm glad i have had a chance to work with Kevin.

- Bruce
"Great Service"
It was the best experience ever with Kevin, I consulted several attorneys regarding my bankruptcy before I went to Kevin, and Kevin was very helpful and also the fees is very good. It was so easy to prepare my filling with him and he kept me updated with everything and tell me everything I need to know even if I didn't ask for it. Kevin show up with me in court and he was very helpful in getting over this stressful situation easily and smoothly, highly recommended him and his office if you look for any financial relief advice or help. Thanks Kevin.

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"Best lawyer"
I'm 100% satisfied with his service I highly recommend to anyone!

- Vivian